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FW: Local Government Memo and Summary

Governor Snyder, Attached is the latest update on distressed local governments along with a summary table. We can discuss in detail during our Tuesday briefing. Thank you, Wayne Workman, Wayne (TREASURY) <WorkmanW @michigan.gov> xxxEND_PAGE:treasury01_b25_3630_3729_024 3600 (Rev 01-11) STATE OF MICHIGAN RICK SNYDER DEPARTMENT OF TREASURY NICK A. KHOURI GOVERNOR STATE TREASURER DATE: August 14, 2015 TO: Rick Snyder, Governor FROM: Wayne Workman, Deputy State Treasurer SUBJECT: Status of Financially Distressed Local Governments EMERGENCY MANAGER Lincoln Park Emergency Manager: Brad Coulter Appointed: July 3, 2014 Anticipated Exit: January 2016 Recent Developments - A four-month plan has been developed, listing the priorities to be accomplished for the remainder of EM Coulter’s term and beyond. - The city is contemplating a lawsuit against the pension funds’ actuary. - PA 345 pension system millage of six mills will be on the November 2015 ballot. This is the second time PA 345 is going before Lincoln Park voters. - The city ended FY 15 with an estimated $100K General Fund operating surplus. The city has a General Fund deficit from previous years. EM Coulter will be submitting a Deficit Elimination Plan to Treasury. - An actuarial analysis published on May 20, 2015, shows a further decline in pension funding down to 23%. More conservative actuarial assumptions were used in this report. - EM Coulter has modified retiree collective bargaining agreements to reduce healthcare benefits. These changes were implemented in July 2015 and will reduce annual retiree healthcare costs from $4.1M to $600K. - On August 10, 2015, the Lincoln Park Retiree Associations filed a lawsuit against the State of Michigan, Department of Treasury, and the City of Lincoln Park regarding the reduction of city retiree healthcare. - Mathew Coppler, City Manager of Enfield, Connecticut, accepted the position of City Manager. His contract has been finalized and he will begin work October 1, 2015. wvew michigan goviteasury xxxEND_PAGE:treasury01_b25_3630_3729_025 Page 2 Lincoln Park (continued) Significant Actions/Issues FY 15 ended with a General Fund accumulated deficit of $636K, out of a total budget of $21M. This is a significant increase from the FY 13 accumulated deficit of $89K. Increases were in Public Safety - $1.1M, Public Works - $700K, and Culture and Recreation - $600K. Last May voters rejected the Firefighters and Police Officers Retirement Act proposal by a 53% to 47% margin. Had it been approved, an additional $3M annually would have helped fund fire/police pension and healthcare costs. EM Coulter is pursuing an alternative plan under provisions of PA 345 of 1927 to create a Board of Trustees to manage and operate the retirement system. A request for up to six mills per year to fund public safety pensions will be placed on the November ballot. Issues to Resolve before EM Exit Increase and stabilize pension funding levels. Permanently eliminate structural deficit for future fiscal years. FINANCIAL REVIEW COMMISSION (FRC) Detroit FRC Created: November 12, 2014 FRC Members: Nick Khouri, Bill Martin, Brenda Jones, Darrell Burks, John Roberts, Lorron James, Mike Duggan, Stacy Fox. Tony Saunders Recent Developments The Detroit City Council reconsidered the Detroit Water and Sewerage Department’s proposed FY 16 water and sewer rate increase and approved it on July 21, 2015. This action eliminated a potential budget deficit, which was a concern raised by the State Treasurer in his July 2, 2015 letter to the city. The city issued its FY 14 Comprehensive Annual Financial Report (CAFR) on June 30, 2015 (following two three-month extensions granted by the State Treasurer). The city continued to have a deficit for FY 14 as that year closed prior to the bankruptcy confirmation in December 2014. The city expects to report a surplus in its FY 15 CAFR, which is currently underway and expected to be completed no later than March 2016, At the FRC’s July 27, 2015 meeting, the city indicated it would reduce its bankruptcy exit financing debt by $30M (from $275M to $245M) prior to its scheduled syndication in mid- August. The State Treasurer and FRC Executive Director are participating in the city’s rating agency and investor presentations to discuss the State’s oversight role. On July 29 and July 30, 2015, the city received its first post-bankruptcy credit ratings from S&P and Moody’s. Only S&P rated the city’s exit financing, for which it received an investment-grade “A” rating, with a stable outlook. The exit financing is secured by a statutory lien on city income tax revenue. Both rating agencies provided the city with updated underlying General Obligation (GO) ratings. S&P assigned a “B” rating, with a stable outlook. Moody’s upgraded the city from “B3” to “B2,” with a positive outlook. xxxEND_PAGE:treasury01_b25_3630_3729_026 Page 3 Detroit (continued) Significant Action/Issues The first statutorily required biannual report on Detroit was filed by the FRC on May 28, 2015. The report detailed the FRC’s activities and formal requirements since its appointment in November 2014. The FRC will file its second biannual report in December 2015. The city submitted its Four-Year Financial and Operating Plan (Plan) to the FRC in March. After reviewing the Plan and determining it was based on sound assumptions and met all statutory requirements, the FRC granted approval on April 20, 2015. The city’s Plan encompassed the second year (FY 16) of Emergency Manager Orr’s two-year budget and used this as its base year with no changes, plus three years (FY 17, FY 18, and FY 19). The City of Detroit Assessor’s Office is currently conducting a multi-year project to reappraise all properties in Detroit, after the State Tax Commission found significant problems with property valuations. The reappraisal is scheduled to be completed in 2017. RECEIVERSHIP TRANSITION ADVISORY BOARD (RTAB) Allen Park RTAB Appointed: September 26, 2014 RTAB Members: Suzanne Schafer, Joyce Parker, Fredrick Frank, Karen Barann Recent Developments The City Council has approved a new, four-year collective bargaining agreement with the police bargaining unit. Treasury reviewed the tentative agreements and had a number of concerns with the terms including the identification of over $237K in increased costs in Year 1, Despite these concerns, the RTAB voted 2 to 1 to ratify the approval of these collective bargaining agreements. The city wishes to seek bids for retiree health insurance coverage after being informed by Blue Cross that a 23% rate increase of $644K will become effective October 1, 2015. The RTAB has approved this request and Treasury is working with the city to identify potential legal ramifications in the lawsuit with retirees if coverage is changed to a new provider. The city was informed by Blue Cross that a billing oversight has resulted in the city underpaying for insurance coverage for retirees in the amount of $853K. The city received a $1.2M Staffing for Adequate Fire and Emergency Response Grant, which will allow them to retain six firefighters over the next two years. On May 15, 2015, an updated five-year budget projection from the city was received. The RTAB approved this item on August 5, 2015. The RTAB approved the hiring of a professional search firm to assist with finding qualified City Administrator candidates. Treasury is participating in the selection process. The City Council will be interviewing the finalists for the position in August 2015. Completion of the bond tender process is projected for August 2015. The 2015 Refunding Bonds will be rated Single A. due to the city’s pledge of distributable state aid. Standard & Poor’s released its rating of the city on June 24, 2015, in anticipation of the bond tender release. The city’s long-term rating for the existing bonds was downgraded with a negative outlook. The downgrade of these bonds is similar to the rating by Standard and Poor’s on the City of Detroit’s DWSD tender refinancing. xxxEND_PAGE:treasury01_b25_3630_3729_027 Page 4 Allen Park (continued) Recent Developments (continued A retired city employee has brought a breach of contract and age discrimination lawsuit against the city. The city’s insurance policy covers only a small portion of the alleged damages. A Settlement Conference was held between all parties on July 20, 2015, but no resolution was achieved. The court has ordered mediation proceedings. The city’s current budget is balanced. Significant Actions/Issues The city completed its move to a new temporary City Hall on June 8, 2015. The City Council adopted the FY 16 Budget on May 26, 2015, and the RTAB approved this action on June 3, 2015. Inquiries are being made to add one member to the RTAB. Litigation was filed by retirees challenging the EM’s authority to reduce other post- employment benefit (OPEB) liabilities. A motion for summary disposition is pending. No date has been set to hear this motion. Benton Harbor RTAB Appointed: March 10, 2014 RTAB Members: Larry Steckelberg, Bret Witkowski, Marvin Raglon, Sharon Hunt Recent Developments On August 3, 2015, the City Commission adopted a resolution requesting a hearing with the Department of Treasury to discuss financial assistance for decisions made during the tenure of emergency managers that resulted in legal fees and settlement costs. TAt-Large Commissioner Mary Donald passed away on June 12, 2015. On August 10, 2015, the City Commission appointed Edward Isom to finish her unexpired term, which ends December 31, 2015. On August 11, 2015, the RTAB approved the appointment. The first annual evaluation from the RTAB was conducted on July 29, 2015. It will be sent to the RTAB for review. The City Commission adopted the FY 16 Budget on June 15, 2015. The RTAB approved this action on June 22, 2015. Significant Actions/Issues FY 14 audited General Fund revenues exceed expenditures by $1M, out of a total budget of $6.1M. Former Benton Harbor Public Safety Director Roger Lange brought a Whistleblower and Elliot Larson Civil Rights case against the City of Benton Harbor and former EM Tony Saunders. Mediation took place on July 17, 2015, with Jon March of Miller Johnson serving as the mediator. No settlement was reached. xxxEND_PAGE:treasury01_b25_3630_3729_028 Page 5 Ecorse RTAB Appointed: May 1, 2013 RTAB Members: Edward Koryzno, Robert Bovitz, Joyce Parker Recent Developments The city has completed a balanced five-year financial plan. One challenge includes the outsourcing of fire services which must be realized soon to keep the financial plan solvent. This is the first time the city has proposed a viable path out of receivership. The degree of State oversight may be reduced if the city can convincingly show a commitment to the cost saving measures they have promised. The RTAB approved the city’s choice for city controller at the August meeting, Tim Sadowski will commence work later this month. A second annual evaluation from the RTAB will commence in the coming months. Significant Actions/Issues Flint The city continues to have difficulty attracting qualified candidates and filling higher level administrative positions. Municipal Employee's Retiree System pension contributions are anticipated to increase

Local Government Update to State Treasurer/June 2015

Attached is the periodic update on distressed local governments. If you have any questions, please call. Wayne L. Workman Deputy State Treasurer Michigan Department of Treasury xxxEND_PAGE:treasury01_b30_4670_4718_12 3500 (Rev 01-11) STATE OF MICHIGAN RICK SNYDER DEPARTMENT OF TREASURY NICK A. KHOURI GOVERNOR STATE TREASURER DATE: June 12, 2015 TO: Rick Snyder, Governor FROM: Wayne Workman, Deputy State Treasurer SUBJECT: — Status of Financially Stressed Local Governments EMERGENCY MANAGER Lincoln Park Emergency Manager: Brad Coulter Appointed: July 3, 2014 Anticipated Exit: January 2016 Recent Developments The Police and Fire Pension Board elected to switch investment advisors to PNC. EM Coulter now expects better returns on pension assets. An actuarial analysis published on May 20, 2015 shows a further decline in pension funding, down to 23%. More conservative actuarial assumptions were used in this report. EM Coulter has modified retiree collective bargaining agreements to reduce healthcare benefits. These changes are to be implemented on July 1, 2015 and will reduce retiree healthcare costs from $4.1M to $600K annually. Significant Actions/Issues FY 14 ended with a general fund accumulated deficit of $736K, out of a total budget of $21M. This is a significant increase from the FY 13 accumulated deficit of $89K. Salient increases were in Public Safety - $1.1M, Public Works - $700K, and Culture and Recreation - $600K. Voters rejected the Firefighters and Police Officers Retirement Act proposal last month by a 53% to 47% margin. Had it been approved, an additional $3M annually would have helped fund fire/police pension and healthcare costs. EM Coulter is working to determine next steps. Issues to Resolve before EM Exit Police CBAs must be finalized. Increase and stabilize pension funding levels. weew michigan govAreasury xxxEND_PAGE:treasury01_b30_4670_4718_13 Page 2 FINANCIAL REVIEW COMMISSION (FRC) Detroit FRC Created: November 12, 2014 FRC Members: Nick Khouri, Bill Martin, Brenda Jones, Darrell Burks, John Roberts, Lorron James, Mike Duggan, Stacy Fox, Tony Saunders Recent Developments ’ - The first statutorily required biannual report on Detroit was filed by the Financial Review Commission (FRC). The report detailed the FRC’s activities and formal requirements since its appointment in November 2014. - Atthe May 18, 2015 FRC meeting, members approved various contracts and leases related to the Detroit Water and Sewerage Department transaction. - The most intense work the FRC will perform going forward is measuring the effectiveness of restructuring initiatives in light of the large annual pension obligations the city will incur beginning in 2024, - The City of Detroit Assessor’s Office is currently conducting a multi-year project to reappraise all properties in Detroit, after the State Tax Commission found significant problems with property valuations. The reappraisal is scheduled to be completed in 2017. - The next FRC meeting is scheduled for June 22, 2015. Significant Action/Issues - The city submitted its Four-Year Financial and Operating Plan (Plan) to the FRC in March. After reviewing the Plan and determining it was based on sound assumptions and met all statutory requirements, the FRC granted approval on April 20, 2015. The city’s Plan encompassed the second year (FY 16) of Emergency Manager Orr’s two-year budget and used this as its base year with no changes, plus three years (FY 17, FY 18, and FY 19). RECEIVERSHIP TRANSITION ADVISORY BOARD (RTAB) Allen Park RTAB Appointed: September 26, 2014 RTAB Members: Suzanne Schafer, Joyce Parker, Fredrick Frank, Karen Barann Recent Developments - The city met with the police bargaining unit and is considering a one-year extension to the CBA. Treasury is investigating whether existing EM Orders would prohibit changes until after the CBA expires June 30, 2015. - On May 15, 2015, an updated five-year budget projection from the city was received. Treasury is evaluating these projections. - The city’s FY 16 budget was approved by City Council on May 26, 2015 and approved by the RTAB on June 3, 2015. Treasury is evaluating the budget. - The RTAB approved the hiring of a professional search firm to assist with finding qualified City Administrator candidates. Treasury will participate in the selection process. - Completion of the bond tender process, delayed due to uncertainty involving the City Administrator position, is projected for July 2015. xxxEND_PAGE:treasury01_b30_4670_4718_14 Page 3 Significant Actions/Issues RTAB membership will need to be increased due to potential loss of one member and concern about possible deadlocked votes with the current four-member board. In April, the RTAB approved creation of an Interim Deputy City Administrator position to oversee city operations until the bond tender and City Hall projects are complete. Mark Kibby, former City Manager of the City of Woodhaven, was appointed to this position. Litigation was filed by retirees challenging the EM’s authority to reduce other post- employment benefit (OPEB) liabilities. A motion for summary disposition is pending. No date has been set to hear this motion. Benton Harbor RTAB Appointed: March 10, 2014 RTAB Members: Larry Steckelberg, Bret Witkowski, Marvin Raglon, Sharon Hunt Recent Developments Former Benton Harbor Public Safety Director Roger Lange has brought a Whistleblower and Elliot Larson Civil Rights case against the City of Benton Harbor and former Emergency Manager Tony Saunders. The case was originally scheduled to be heard July 20, 2015, but is expected to be postponed due to a procedural appeal filed by the city. The city’s Finance Director has accepted a position as CFO in the City of Flint. Her last day in Benton Harbor was June 5, 2015. The city’s Deputy Finance Director, multiple Public Safety Officers, and two Public Works Department employees have resigned due to other employment opportunities. Significant Actions/Issues Ecorse On April 6, 2015, the City Commission passed resolutions adopting a procurement policy, investment policy, and a credit card policy. FY 14 audited general fund revenues exceed expenditures by $1M, out of a total budget of $6.1M. RTAB Appointed: May 1, 2013 RTAB Members: Edward Koryzno, Robert Bovitz, Joyce Parker Recent Developments On May 12, 2015, the RTAB approved a narrowly balanced FY 16 budget, though significant deficits are projected in future fiscal years. To balance the budget, the city increased an existing P.A. 33 levy by approximately 15 mills to fund employee pensions. The City Administrator has requested a new City Controller (third in six months), however; the RTAB rejected this appointment at the May meeting. The Mayor has submitted a letter of protest, disagreeing with this RTAB decision. The State Treasurer approved an RTAB recommendation to amend the final EM Order to provide RTAB oversight for all hiring and terminations. Significant Actions/Issues The RTAB’s Annual Evaluation for the Governor was not favorable, citing a lack of local financial literacy, political infighting, and an inability to develop a balanced multi-year budget. For these reasons, the removal of RTAB oversight cannot be recommended at this time. xxxEND_PAGE:treasury01_b30_4670_4718_15 Page 4 Flint The city continues to have difficulty attracting qualified candidates and filling higher level administrative positions. Municipal Employee's Retiree System pension contributions are anticipated to increase